{"id":15575,"date":"2018-10-30T23:39:42","date_gmt":"2018-10-30T22:39:42","guid":{"rendered":"https:\/\/edu-4u.uk\/uver-na-udrzbu\/"},"modified":"2024-02-14T11:04:43","modified_gmt":"2024-02-14T10:04:43","slug":"uver-na-udrzbu","status":"publish","type":"page","link":"https:\/\/edu-4u.uk\/sk\/uver-na-udrzbu\/","title":{"rendered":"\u00daver na \u00fadr\u017ebu"},"content":{"rendered":"\t\t
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\u00daver na \u00fadr\u017ebu<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Pl\u00e1nujete \u0161tudova\u0165 v Spojenom kr\u00e1\u013eovstve, ale neviete, \u010di budete ma\u0165 finan\u010dn\u00e9 prostriedky na pobyt? Nakoniec <\/span>\u017eivotn\u00e9 n\u00e1klady v Anglicku <\/b><\/span><\/a><\/span>je pomerne vysok\u00e1, najm\u00e4 v porovnan\u00ed so stredne ve\u013ek\u00fdmi po\u013esk\u00fdmi mestami. Na druhej strane si uvedomujete, \u017ee \u0161t\u00fadium na univerzite v Anglicku je invest\u00edciou, ktor\u00e1 v\u00e1m v bud\u00facnosti umo\u017en\u00ed n\u00e1js\u0165 si lep\u0161iu pr\u00e1cu. Ak v\u0161ak m\u00e1te obavy, \u010di si to m\u00f4\u017eete dovoli\u0165, v Edu4u m\u00e1me pre v\u00e1s ide\u00e1lne rie\u0161enie.<\/span><\/span><\/p>\n

Je to<\/span>
\n
\n
\n p\u00f4\u017ei\u010dka poskytnut\u00e1 na pokrytie \u017eivotn\u00fdch n\u00e1kladov<\/span>
\n <\/strong>
\n <\/a>
\n<\/span> –<\/span>
\n p\u00f4\u017ei\u010dka na \u017eivobytie<\/b>
\n<\/span>. Toto je jeden z najob\u013e\u00fabenej\u0161\u00edch sp\u00f4sobov <\/span>financovania v Spojenom kr\u00e1\u013eovstve a<\/strong><\/span>, je to spr\u00e1vne okrem univerzitn\u00fdch \u0161tipendi\u00ed a p\u00f4\u017ei\u010diek na \u0161koln\u00e9. Ak ste schopn\u00ed \u0161tudova\u0165 a z\u00e1rove\u0148 pracova\u0165 pribli\u017ene 12 hod\u00edn t\u00fd\u017edenne, udr\u017eiavacia p\u00f4\u017ei\u010dka je pre v\u00e1s! Pozrime sa teda na to, \u010do je \u00faver na \u00fadr\u017ebu.<\/span><\/span><\/p>\n

\u010co je \u00faver na \u00fadr\u017ebu?<\/span><\/strong><\/h2>\n

\u00daver na \u00fadr\u017ebu je typ<\/span>
\n p\u00f4\u017ei\u010dka, ktor\u00e1 pokr\u00fdva \u017eivotn\u00e9 n\u00e1klady v Spojenom kr\u00e1\u013eovstve<\/b>
\n<\/span>. Poskytuje ju vl\u00e1dna organiz\u00e1cia
\n
\n Student Finance England<\/a>
\n <\/strong>
\n<\/span>. V\u00fd\u0161ka \u00faveru z\u00e1vis\u00ed od <\/span>
\n pr\u00edjem dom\u00e1cnosti<\/span>
\n<\/b> alebo s\u00fa\u010det v\u00e1\u0161ho pr\u00edjmu a pr\u00edjmu va\u0161ich rodi\u010dov.<\/span><\/span><\/p>\n

Horn\u00fd limit v r\u00e1mci \u00faveru na \u00fadr\u017ebu je a\u017e do v\u00fd\u0161ky <\/span>
\n 11374 GBP ro\u010dne<\/b>
\n<\/span>. Ak v\u0161ak \u017eijete v Lond\u00fdne, v\u00fd\u0161ka p\u00f4\u017ei\u010dky m\u00f4\u017ee dosiahnu\u0165 a\u017e
\n \u00a314202<\/strong>
\n<\/span>. V nasleduj\u00facej tabu\u013eke je uveden\u00e1 v\u00fd\u0161ka p\u00f4\u017ei\u010dky na pokrytie \u017eivotn\u00fdch n\u00e1kladov v z\u00e1vislosti od dosiahnut\u00e9ho pr\u00edjmu:<\/span><\/span><\/p>\n\n\n\n\n\n\n\n\n\n
\n
\n Pr\u00edjem dom\u00e1cnosti (s\u00fa\u010det va\u0161ich pr\u00edjmov a pr\u00edjmov va\u0161ich rodi\u010dov)<\/strong>
\n <\/span>\n<\/td>\n		\n
\n Maxim\u00e1lny ro\u010dn\u00fd \u00faver na v\u00fd\u017eivn\u00e9 (v Lond\u00fdne)<\/strong>
\n <\/span>\n<\/td>\n<\/tr>\n
\n Menej ako 25000 GBP<\/span>\n<\/td>\n\n \u00a314202<\/span>\n<\/td>\n<\/tr>\n
\n \u00a330000<\/span>\n<\/td>\n\n \u00a313147<\/span>\n<\/td>\n<\/tr>\n
\n \u00a335000<\/span>\n<\/td>\n\n \u00a312091<\/span>\n<\/td>\n<\/tr>\n
\n \u00a340000<\/span>\n<\/td>\n\n \u00a311035<\/span>\n<\/td>\n<\/tr>\n
\n \u00a342,875<\/span>\n<\/td>\n\n \u00a310428<\/span>\n<\/td>\n<\/tr>\n
\n \u00a345000<\/span>\n<\/td>\n\n \u00a310120<\/span>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

E\u0161te raz zd\u00f4raznime, \u017ee p\u00f4\u017ei\u010dka na pokrytie \u017eivotn\u00fdch n\u00e1kladov je typom p\u00f4\u017ei\u010dky, ktor\u00fa je potrebn\u00e9 spl\u00e1ca\u0165. Av\u0161ak, <\/span>
\n n\u00e1klady a sp\u00f4sob vr\u00e1tenia s\u00fa rozhodne zv\u00fdhodnen\u00e9<\/span>
\n<\/strong>ako<\/span>v pr\u00edpade P\u00f4\u017ei\u010dka na \u0161koln\u00e9<\/span><\/a>.<\/span><\/span><\/p>\n

Ako to vyzer\u00e1 v praxi? Svoju p\u00f4\u017ei\u010dku na \u00fadr\u017ebu za\u010dnete spl\u00e1ca\u0165 a\u017e po <\/span>
\n jeden rok po ukon\u010den\u00ed \u0161t\u00fadia<\/b>
\n<\/span>, ak za\u010dnete pracova\u0165 a v\u00e1\u0161 pr\u00edjem prekro\u010d\u00ed hranicu pr\u00edjmu, alebo<\/span>
\n hranicu \u2705<\/b>
\n<\/span>. V<\/strong><\/span>Spojenom kr\u00e1\u013eovstve je to 25 000 GBP<\/span><\/strong>, zatia\u013e \u010do v Po\u013esku je to viac ako 15 000 GBP ro\u010dne.<\/strong><\/span> Ak zar\u00e1bate menej, va\u0161a p\u00f4\u017ei\u010dka na pokrytie \u017eivotn\u00fdch n\u00e1kladov je pozastaven\u00e1.<\/span><\/span><\/p>\n

Na druhej strane, ak s\u00fa va\u0161e pr\u00edjmy vy\u0161\u0161ie ako hranica pr\u00edjmu, nemus\u00edte sa ob\u00e1va\u0165 ani o svoj mesa\u010dn\u00fd rozpo\u010det. Jednoducho, spl\u00e1tka \u00faveru na \u00fadr\u017ebu bude len
\n 9 % sumy, o ktor\u00fa ste t\u00fato hranicu prekro\u010dili.<\/span>
\n<\/strong> Pozrite sa, ako to vyzer\u00e1 v pr\u00edklade:<\/span><\/p>\n\n\n\n\n\n
\n
\n Hranica pr\u00edjmu<\/strong>
\n <\/span>\n<\/td>\n		\n
\n V\u00e1\u0161 vzorov\u00fd z\u00e1robok<\/strong>
\n <\/span>\n<\/td>\n		\n
\n Prebytok<\/strong>
\n <\/span>\n<\/td>\n		\n
\n Spl\u00e1tka, ktor\u00e1 sa m\u00e1 vyplati\u0165<\/strong>
\n <\/span>\n<\/td>\n<\/tr>\n
\n Pr\u00e1ca v Anglicku<\/strong>\n<\/td>\n\n \u00a325000<\/span>\n<\/td>\n\n 2500 GBP\/m-c<\/span>\n<\/td>\n\n 400 GBP\/m-c<\/span>\n<\/td>\n\n 400*9% = \u00a336<\/span>\n<\/td>\n<\/tr>\n
\n Pr\u00e1ca v Po\u013esku<\/strong>\n<\/td>\n\n 15000 GBP (73000 PLN)<\/span>\n<\/td>\n\n 7000 z\u0142\/m-c<\/span>\n<\/td>\n\n 1000 z\u0142\/m-c<\/span>\n<\/td>\n\n 1000 * 9 % = 90 z\u0142<\/span>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Ako vid\u00edte, vypo\u010d\u00edtan\u00e1 suma je v porovnan\u00ed s va\u0161\u00edm platom mal\u00e1. Z tohto d\u00f4vodu sa ur\u010dite oplat\u00ed po\u017eiada\u0165 o \u00faver na \u00fadr\u017ebu. Jednoducho s dodato\u010dn\u00fdmi finan\u010dn\u00fdmi prostriedkami budete m\u00f4c\u0165 str\u00e1vi\u0165 viac \u010dasu u\u010den\u00edm a z\u00e1bavou <\/span><\/span>p\u00f4vaby akademick\u00e9ho \u017eivota<\/strong>
\n vo Ve\u013ekej Brit\u00e1nii.<\/span>
\n<\/span><\/p>\n

Kto m\u00f4\u017ee vyu\u017ei\u0165 p\u00f4\u017ei\u010dku na \u00fadr\u017ebu?<\/strong><\/span><\/h2>\n

\u00daver na \u00fadr\u017ebu v\u0161ak nie je pre ka\u017ed\u00e9ho. M\u00f4\u017eu ho pou\u017e\u00edva\u0165 len osoby s <\/span>Status migruj\u00faceho pracovn\u00edka<\/a><\/strong><\/span>. \u010co obsahuje a ako ho z\u00edska\u0165? U\u017e vysvet\u013eujeme!<\/span><\/span><\/p>\n


\n Migruj\u00faci pracovn\u00edk z E\u00da<\/b>
\n<\/span> je \u0161tat\u00fat udelen\u00fd ob\u010danom Eur\u00f3pskeho hospod\u00e1rskeho priestoru, ktor\u00ed sp\u013a\u0148aj\u00fa tieto krit\u00e9ri\u00e1:<\/span><\/span><\/p>\n

– maj\u00fa zamestnanie v Spojenom kr\u00e1\u013eovstve na<\/span>
\n na \u010diasto\u010dn\u00fd \u00fav\u00e4zok <\/b>
\n<\/span>alebo <\/span>
\n na pln\u00fd \u00fav\u00e4zok<\/b>
\n<\/span>,<\/span><\/span><\/p>\n

– pr\u00e1ca <\/span>
\n najmenej 15 hod\u00edn<\/b>
\n<\/span> t\u00fd\u017edenne (hoci \u010dasto sta\u010d\u00ed aj 10 hod\u00edn),<\/span><\/span><\/p>\n

– pracova\u0165 nepretr\u017eite v Spojenom kr\u00e1\u013eovstve minim\u00e1lne.<\/span>
\n 3 mesiace<\/b>
\n<\/span>,<\/span><\/span><\/p>\n

– ma\u0165 ro\u010dn\u00fd pr\u00edjem aspo\u0148
\n 7 550 GBP ro\u010dne<\/span>
\n<\/strong> (hoci v mnoh\u00fdch pr\u00edpadoch sta\u010d\u00ed menej).<\/span><\/p>\n

\"\u00faverTo znamen\u00e1, \u017ee s <\/span>
\n \u00daver na \u00fadr\u017ebu<\/b>
\n<\/span> m\u00f4\u017eete po\u017eiada\u0165 len vtedy, ak ste v Spojenom kr\u00e1\u013eovstve pracovali aspo\u0148 3 mesiace bez preru\u0161enia. Na str\u00e1nke
\n Edu4u<\/span>
\n<\/a>v\u0161ak vieme, \u017ee najv\u00e4\u010d\u0161iu \u0161ancu na z\u00edskanie udr\u017eiavacieho \u00faveru maj\u00fa t\u00ed, ktor\u00ed v Anglicku pracuj\u00fa pribli\u017ene 3-8 mesiacov.<\/span><\/span><\/p>\n

Nezabudnite tie\u017e, \u017ee po z\u00edskan\u00ed vy\u017eivovacej p\u00f4\u017ei\u010dky mus\u00edte na\u010falej pracova\u0165 primeran\u00fd po\u010det hod\u00edn (10-15 hod\u00edn t\u00fd\u017edenne je \u00faplne posta\u010duj\u00face). Aby ste mohli z\u00edska\u0165 \u010fal\u0161ie tran\u017ee p\u00f4\u017ei\u010dky, mus\u00edte \u0161tudentskej finan\u010dnej spolo\u010dnosti preuk\u00e1za\u0165, \u017ee na\u010falej sp\u013a\u0148ate po\u017eadovan\u00e9 krit\u00e9ri\u00e1.<\/span><\/p>\n

Av\u0161ak, ke\u010f
\n \u0161tat\u00fat migruj\u00faceho pracovn\u00edka<\/span>
\n<\/a> je len jednou z podmienok na z\u00edskanie p\u00f4\u017ei\u010dky na pokrytie \u017eivotn\u00fdch n\u00e1kladov. Ak\u00e9 s\u00fa ostatn\u00e9?<\/span><\/p>\n

V prvom rade, ak m\u00e1te z\u00e1ujem o \u00faver na \u00fadr\u017ebu, mus\u00edte <\/span>
\n pres\u0165ahova\u0165 sa do Spojen\u00e9ho kr\u00e1\u013eovstva pred 1. septembrom<\/b>
\n<\/span> roka, ke\u010f za\u010d\u00ednate \u0161tudova\u0165. D\u00f4vodom je skuto\u010dnos\u0165, \u017ee p\u00f4\u017ei\u010dka na v\u00fd\u017eivn\u00e9 sa vo v\u0161eobecnosti poskytuje \u013eu\u010fom, ktor\u00ed pri\u0161li do Anglicka predov\u0161etk\u00fdm pracova\u0165, nie len \u0161tudova\u0165 (preto je potrebn\u00e9 ma\u0165 \u0161tat\u00fat migruj\u00faceho pracovn\u00edka). Je vhodn\u00e9 ma\u0165 vopred potvrdenie o pr\u00edchode do Spojen\u00e9ho kr\u00e1\u013eovstva. M\u00f4\u017ee to by\u0165 letenka, zmluva o pren\u00e1jme bytu, ale aj platobn\u00e1 karta, ktor\u00e1 bola vystaven\u00e1 pred 1. septembrom a presne 1. septembra. Nepodce\u0148ujte tento stav! Ak 1. septembra nebudete v Anglicku, va\u0161a \u0161anca z\u00edska\u0165 p\u00f4\u017ei\u010dku na pokrytie \u017eivotn\u00fdch n\u00e1kladov sa strat\u00ed!<\/span><\/span><\/p>\n

Pre\u010do je d\u00e1tum 1. septembra tak\u00fd d\u00f4le\u017eit\u00fd, ke\u010f prv\u00e9 triedy za\u010dn\u00fa a\u017e o nieko\u013eko t\u00fd\u017ed\u0148ov nesk\u00f4r? Tento de\u0148 sa jednoducho pova\u017euje za za\u010diatok akademick\u00e9ho roka vo Ve\u013ekej Brit\u00e1nii.<\/span><\/p>\n

\u00daver na \u00fadr\u017ebu je ide\u00e1lnym rie\u0161en\u00edm, ako si zabezpe\u010di\u0165 primeran\u00fa \u017eivotn\u00fa \u00farove\u0148 a z\u00e1rove\u0148<\/span>
\n \u0161t\u00fadium v Spojenom kr\u00e1\u013eovstve<\/b>
\n<\/span>. Hoci podanie \u017eiadosti o financovanie nie je najjednoduch\u0161ie, sme presved\u010den\u00ed, \u017ee s pomocou
\n Edu4u<\/span>
\n<\/a>, z\u00edskate p\u00f4\u017ei\u010dku na \u017eivot v Anglicku.11<\/span><\/span><\/p>\n

<\/strong><\/h2>\n

Demystifik\u00e1cia p\u00f4\u017ei\u010dky na v\u00fd\u017eivn\u00e9: v\u00e1\u0161 k\u013e\u00fa\u010d k cenovo dostupn\u00e9mu b\u00fdvaniu v Spojenom kr\u00e1\u013eovstve <\/strong><\/h2>\n

Za\u010datie vysoko\u0161kolsk\u00e9ho \u0161t\u00fadia v Spojenom kr\u00e1\u013eovstve so sebou \u010dasto prin\u00e1\u0161a obavy o finan\u010dn\u00fa udr\u017eate\u013enos\u0165, najm\u00e4 pokia\u013e ide o \u017eivotn\u00e9 n\u00e1klady. Perspekt\u00edva zos\u00faladenia \u0161tudijn\u00fdch povinnost\u00ed s finan\u010dn\u00fdmi po\u017eiadavkami ka\u017edodenn\u00e9ho \u017eivota sa m\u00f4\u017ee zda\u0165 sk\u013eu\u010duj\u00faca. Udr\u017eiavacia p\u00f4\u017ei\u010dka, vl\u00e1dou podporovan\u00fd program finan\u010dnej pomoci, je svetielkom n\u00e1deje a poskytuje \u0161tudentom potrebn\u00fa podporu na pokrytie \u017eivotn\u00fdch n\u00e1kladov v Spojenom kr\u00e1\u013eovstve.<\/span><\/p>\n

\"Najkraj\u0161ie\u00daver na \u00fadr\u017ebu je \u0161peci\u00e1lne ur\u010den\u00fd na zmiernenie finan\u010dn\u00e9ho za\u0165a\u017eenia
\n \u017eivotn\u00fdch n\u00e1kladov<\/span>
\n<\/a>, ako je ubytovanie, strava, komun\u00e1lne slu\u017eby a doprava. Poskytnut\u00edm tejto nevyhnutnej podpory umo\u017e\u0148uje \u0161tudentom plne sa s\u00fastredi\u0165 na \u0161t\u00fadium, maximalizova\u0165 svoj \u0161tudijn\u00fd potenci\u00e1l a dosiahnu\u0165 svoje vzdel\u00e1vacie ciele.<\/span><\/p>\n

V\u00fd\u0161ka p\u00f4\u017ei\u010dky sa ur\u010duje na z\u00e1klade pr\u00edjmu va\u0161ej dom\u00e1cnosti, \u010d\u00edm sa zabezpe\u010d\u00ed, \u017ee finan\u010dn\u00e1 pomoc bude prisp\u00f4soben\u00e1 va\u0161im individu\u00e1lnym potreb\u00e1m. Tento individu\u00e1lny pr\u00edstup zaru\u010duje, \u017ee \u0161tudenti dostan\u00fa primeran\u00fa \u00farove\u0148 podpory, \u010d\u00edm sa zabr\u00e1ni tomu, aby finan\u010dn\u00e1 z\u00e1\u0165a\u017e br\u00e1nila ich \u0161tudijn\u00e9mu pokroku.<\/span><\/p>\n

Hlavn\u00e9 v\u00fdhody \u00faveru na \u00fadr\u017ebu:<\/b><\/p>\n